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Finding Money for College or Grad School

By Marty Nemko

The middle class is caught in the middle. The rich can afford colleges' sticker price and the poor get generous financial aid. What's there for the middle class? One option: try for scholarships awarded by non-profits and wealthy individuals. Access huge databases of them free at:,,,,, and At each site, you'll answer questions and receive a list of on-target scholarships. Competition for such scholarships is fierce so unless you're a star or "underrepresented" minority, it's only worth applying for perhaps your ten best shots.

What can you do today?
Visit Even if you have no interest in going back to school, it's a great resource to pass along to someone who is.

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